Learn how to build a good credit score

Wise Up with Experian’s free credit information and education web-based app, Up. A credit, budgeting and learning experience to help you take control of your financial health.

Upskill yourself and your financial knowledge in a simple and fun way. Managing money and credit can be confusing, but Up is here to help. Learn to build up your credit profile and improve your financial knowledge with infographics, podcasts, articles, cartoons and a budgeting tool. 

Your credit profile and score are how the financial world sees you. It's not only about how much money you have or how much you earn but also about how responsible you are with your finances. It's important to know your credit score and ensure you're aware of your financial credibility. That way, you can build up your financial reputation over time to ensure that you’ll be able to access the credit you may need for a new car, cell phone or home loan.

Read our four articles below to help you make these decisions.

Read Our Articles

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Take charge of your financial health with Experian's Up web-based app

Ever wonder how banks decide who gets a loan? It all boils down to your credit report - your financial track record. Here's how Up helps you level up your financial health.

How to use effective budgeting to make your money work for you

While creating a budget is an essential step towards financial well-being, the true key to success lies in developing sustainable habits. Let's explore some practical strategies.

Activate your savings journey and pave the way to financial empowerment

Saving money can be challenging, but it's not impossible. Here are a few simple and realistic ways to start saving today.

4 steps to building a good credit score

A good credit score is more than just a number; it's a passport to financial freedom. Here's a simple, 4-step guide to help you step Up and build a credit score that works for you.

Listen To Our #WiseUp Podcasts

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Wise Up Episode 1: Tackling the Debt Dilemma with Experian’s Ans Gerber

Are you ready to tackle your debt? Tune into Episode 1 of Experian’s ‘Wise Up’ podcast featuring Ans Gerber, the Head of Data Insights at Experian, as they address the debt dilemma.

Wise Up Episode 2: Living beyond your means with Experian’s Lesego Montshioagae

In Episode 2 of Experian’s ‘Wise Up’ podcast, Lesego Montshioagae, Consumer Care Consultant at Experian, joins Nicolette Mashile, aka ‘Financial Bunny’, as they unpack the loaded topic of what it means to ‘live beyond your means’.

Wise Up Episode 3: Looking at financial inclusion with Experian's Jaco van Jaarsveldt

In Episode 3 of Experian’s ‘Wise Up’ podcast, Jaco van Jaarsveldt, Head of Commercial Strategy & Innovation at Experian, joins Nicolette Mashile, aka ‘Financial Bunny’, to address how we can ensure that financial inclusion is a priority in our credit system through data technology.