Fedhealth is Built Different with the benefits to prove it

In 2026, Fedhealth will become a reimagined medical scheme designed to answer the healthcare needs of real South Africans. One that is ‘built different’ and the preferred medical aid partner of Sanlam, a financial powerhouse with a legacy of helping millions of clients live with confidence.

Through our partnership with Sanlam, we can offer you a truly valuable product that integrates health, wealth, risk protection, and rewards – transforming medical aid from a grudge purchase into a cornerstone of your long-term financial planning.

Benefits = compelling reasons to believe

We believe medical aid should fit your life – not the other way around. That’s why we’re built around real flexibility, real value, and real innovation.

But we don’t just claim to be Built Different, we back it up. Every feature, benefit, and option has been designed to live up to our values of affordability, customisation, inclusivity, simplicity and trust. Here are just four (of many!) ways we’re ‘built different’ to make a tangible difference in the lives of our members:

1.     flexiFED Savvy – affordable cover for the digital generation
At just R1 155 a month, flexiFED Savvy is South Africa’s most affordable medical aid for the young and tech-savvy generation. Enjoy unlimited virtual GP consults, three in-person doctor’s visits, back-up day-to-day savings which you won’t pay for unless you use them, extra mental health benefits, Sanlam Rewards and many more. Built to be more affordable.

2.     Hospital plans with back-up savings – pay only for what you use
When you’re young and healthy, a hospital plan often feels like enough – until life happens. Our hospital plans give you access to a back-up day-to-day savings allowance you can activate at any time you need it, without waiting for year-end option changes. Until you do, you don’t pay a cent extra. Built to be customised around you.

3.     Free day-to-day benefits with D2D+  
With D2D+ on our flexiFED 1, 2, 3 and 4 options, you can unlock up to R4 500 in extra day-to-day benefits simply for completing a quick Health Risk Assessment and registering on the Fedhealth Member App. This means that even if you’re on a hospital plan, you can get extra cover for GP visits, over-the-counter medication and more – just by taking charge of your health. Built to reward healthy living.

4.     Discounted Gap Cover – more cover, less cost
Through our partnership with Sanlam, Fedhealth members can access Gap Cover at a 30% discount, starting from just R203 a month. It’s smart protection for hospital shortfalls, giving you complete peace of mind at a lower price. Built to give you total peace of mind.

Since it’s that time of year when you get to decide if your current medical aid cover is still adequate for the year ahead, we invite you to explore how Fedhealth, in partnership with Sanlam, can bring you affordable medical aid cover that’s built for YOU. Backed by real benefits, of course.

To join the medical aid that’s Built Different, please talk to your broker, call 0860 002 153 to speak to our Customer Contact Centre or visit fedhealth.co.za to find out more.